LEASE TO OWN BILLING PLAN

90-Day Purchase Option (MUST be in close proximity) (i.e. immediately follow the claim)) - Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel lease you must call 877-898-1970. Retailers cannot activate early purchase options.

Dynasty offers no credit needed programs through several companies including Progressive, Merchants Preferred, Zibbys, RAC, Acima and more. CREDIT IS NOT REQUIRED, but a bank account is needed.

For customers who live in Tupelo and surrounding cities, Dynasty offers a unique Cred-X Billing Plan for customers who need help building credit. This is a lease-to-own monthly program that allows customers with weak credit to build credit while monthly payments are made. Customers whose credit is too bad to qualify for Cred-X Billing can use Dynasty’s unique Lay-A-Plan to build credit in 90 days. 

Payments are lower than rent-to-own, and you can build credit in only 18 months. Also, you’re given the 90-days option to pay off the merchandise based on the Dynasty Discount price with no interest.

While on the Cred-X Billing Plan, customers have peace of mind knowing that while payments are being made, the merchandise if covered under warranty and protected for fire and theft.